Family Insurance
“As a member of Strate Insurance Group, Inc. I pride myself on our Strate Edge Service Standards. I am committed to earning your Trust and building a Relationship that lasts for a lifetime. I will listen to your concerns and by applying both my industry Experience and Knowledge, I know that together we will establish an insurance plan that protects your most cherished possessions.”
Customer Comments
“Thank you very much for your recent extraordinary effort in helping me with an insurance question. This was on a Saturday and initially I called Tom. He said he would get you right on it. Even though you were out of town you called me back by that evening with the information I needed and put my mind at ease. This is the kind of service that comes only from doing business with a top firm like Strate; one that is located in our community.”
Bonnie Burchfield, CISR
Account Executive
Family Insurance
423-318-5804
Email
Due to the litigious society that we live in, adequate personal insurance limits are imperative to protect you from the loss of your personal assets. You can calculate adequate limits for your personal situation by evaluating the value of your personal contents, real estate property, other tangible assets, and your current and future potential income.
Home and Auto Insurance is my primary focus at Strate Insurance Group, Morristown, TN. I am dedicated to providing affordable and competitive home and auto insurance for your family. Insurance is not just about liability coverage. We also provide coverage to protect your family from devastating losses such as fire or tornado. Our goal is to assist you in designing an insurance plan that is right for your needs. Our commitment is that when you have a loss, you will be able to maintain the lifestyle you have worked so hard to attain.
Contact ustoday at Strate Insurance Group here in Morristown, TN for more information about affordable Car Insurance or fill out our online quote form to learn more about our competitive auto insurance rates. If you have questions about the appropriate car insurance coverage that’s right for you, we will be happy to talk with you and pinpoint the most affordable, competitive auto coverages that is best suited to your needs. Strate Insurance Group represents many different insurance companies, so we can offer the most competitive and affordable car insurance premium. Call Bonnie Burchfield at 423-318-5804 and she can assist you.
Auto policies typically cover repairs to your covered automobile, payments for some medical expenses and liability protection.
State Required Auto Insurance Coverage
- Bodily Injury to Others
- Damage to Someone Else’s Property
Optional Car Insurance Coverages
- Medical Payments
- Uninsured Motorist Bodily Injury and Property Damage
- Collision
- Comprehensive (other than collision)
- Substitute Transportation
- Towing and Labor
- Death Indemnity
- Custom Equipment (i.e. Special Stereos, Tires, Paint, Wheelchair Lifts, etc.)
The biggest investment most people will ever make is in their home. That’s why it makes sense to protect the sizable investment you’ve made in your own home with a comprehensive, affordable homeowner’s insurance plan.
A homeowners insurance policy can provide protection for both your home and your personal property against a wide variety of losses as well as liability insurance protection. Condominium owners also have a similar need for Condo insurance. Home and Condo Insurance Coverage may vary from one insurance company to another insurance company. It is important to review the “perils” or home insurance causes of loss in your policy. Other important house insurance coverage and house insurance premium factors include deductibles and additional home insurance endorsements. This can usually be added to your policy for an affordable, additional premium to broaden your homeowners insurance coverage when needed. Call Bonnie Burchfield here at Strate Insurance Group at 423-318-5804 and she can assist you with any home insurance needs you may have.
Basic Homeowners Insurance Protection You Need For:
- Your dwelling or house structure
- Other buildings or structures on your property
- Your personal belongings – furniture, clothing, appliances, etc.
- Additional living expenses
- Your personal legal liability
- Medical payments
Special features you can choose for additional security
- Home Insurance Replacement Cost
- Replacement Cost on Contents
- Increased limits for jewelry or collectibles
- Boat Docks Insurance
- Golf Cart Liability Insurance
- Liability extended to additional location insurance
Contact us today for more information about our affordable and competitive Homeowners Insurance companies and rates.
As a tenant in a dwelling or an apartment, you need to protect your personal belongings against fire, theft and other causes of loss that might occur. You should also purchase personal liability insurance coverage similar to the coverage found in most homeowner insurance policies. We can help you protect your personal contents and liability by offering you affordable renters insurance with one of your many competitive insurance companies. Call Bonnie Burchfield at 423-318-5804 and she can assist you with your Renters Insurance.
Earthquake insurance coverage is not automatically included in homeowners insurance policy coverage, but it is offered as an option to your home insurance policy by endorsement. Your home insurance policy will require an additional premium for this optional home insurance coverage. A separate deductible applies to this home insurance endorsement.
“Your home has a 26% chance of being damaged by a flood during the course of a 30-year mortgage, compared to a 9% chance of fire.”
Last year, one-third of all claims paid by the NFIP were for policies in low-risk communities. SOURCE: floodsmart.gov
Flood insurance is not provided in a homeowner’s policy. It is purchased as a separate policy and it is available to homeowners, whether located inside or outside of a flood plain.
Helpful Links on Flood Insurance:
http://www.insurors.org/Content/NavigationMenu/Products/DisasterPreparednessGuide/default.htm
http://www.floodsmart.gov/floodsmart/
A Personal Umbrella Insurance Policy, also known as a PUP, provides an additional limit of personal liability insurance protection available in the event you have a legal responsibility to pay for damages which exceeds your primary limit of liability insurance coverage on your auto, home and other types of insurance policies. Umbrella Insurance limits are purchased in $1,000,000 increments for a competitive and often affordable premium. Many umbrella insurance policies start at just $150.00 for $1,000,000 of personal liability insurance protection.
Excess uninsured motorist insurance coverage can also be purchased on an umbrella insurance policy. Excess umbrella insurance coverage provides affordable insurance protection to you and your family for medical expenses, home alterations or expenses not covered by your medical insurance. Call Bonnie Burchfield at 423-318-5804 and she can assist you.
Strate Insurance Group, Inc. represents many insurance companies. We can provide affordable and competitive liability insurance for collector motorcycles, antique motorcycles, daily use motorcycles, custom bikes and as well as many other recreational vehicles. Call us now for a Motorcycle/Custom Bike insurance quote at 423-318-5804 and ask for Bonnie.
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- Motorcycles licensed for road use
- Medical payments
- Guest passenger Motorcycle Liability
- Custom equipment
- Off Road bikes
Strate Insurance Group can provide both physical damage insurance and liability insurance protection, for your personal use of boats; Sailing, Fishing, SeaDoos, Jet Skis, larger watercraft or even yachts. With our many companies we can offer you competitive and affordable boat insurance rates. Call us now for a Boat insurance quote at 423-318-5804 and ask for Bonnie.
- Boat Insurance Liability
- Uninsured Boaters Insurance
- Medical payments
- Fishing equipment
- Custom equipment
- Ski equipment
Strate Insurance Group, Morristown, TN can provide affordable, competitive coverage for motor homes, travel trailers, ATV’s, 4-Wheelers, campers and golf carts. With our many insurance companies we can offer 4 Wheelers, golf carts, travel trailers, motor homes and ATV insurance on your auto insurance or home insurance policy or even just a 4-Wheeler, golf cart, motor home or traveler trailer insurance policy by itself. Either way you choose, we are sure to offer a competitive, affordable insurance rate from one of our many insurance companies. Call Bonnie (423-318-5804) and she can assist you.
