Our History

Strate Insurance Group, Inc. is a Trusted Choice® insurance agency in Morristown, Tennessee.

Jack Strate, Tom Strate and Agnes Strate founded Jack Strate Agency, Inc. in 1978. From the beginning, the Jack Strate Agency provided property and casualty and life, health and disability insurance to local families and businesses. Due to natural growth and the acquisition of the George F. Smith Insurance Agency, the agency was re-named Strate Insurance Group, Inc. in 1993. In 2012, Strate Insurance Group acquired the assets of the Morristown and Knoxville offices of Wells Fargo.


Today, Strate Insurance Group offers business and family insurance products, risk management services, claims management services and employee benefits services to families and businesses in Tennessee and surrounding states.

Our Philosophy

Insurance is complicated; some might even call it “mysterious.” As insurance and risk management specialists, we believe that getting to know our customers is the best way to help manage and mitigate risks, eliminate confusion and ultimately solve the mystery. We ask a lot of questions and carefully listen and respond to your needs.

We pride ourselves on service, professionalism and clear, concise and personal communication. Insurance may not always be the right solution; we identify risks and recommend a variety of strategies and techniques to protect against them.

Every Strate Insurance Group customer has a knowledgeable and dedicated service team. Our professional, long-term associates have an average of 23 years of experience helping businesses and families with their insurance needs.

You can be confident that you are getting appropriate advice, answers and recommendations. Our staff will ensure that your questions are answered quickly and to your satisfaction.

Our Partners

Because we are an independent agency, we are not tied to insurance products from any one carrier; rather, we proudly offer numerous policies from our top-quality, financially secure insurance company partners. In fact, all of the insurance companies we represent have an A.M. Best rating of A- or better.

Go to our Insurance Partners page for a complete listing of all of the insurance companies whose products we represent.

Strate Insurance Group is a member of numerous local, state and national associations of independent insurance agents, including the Independent Insurance Agents and Brokers of America (IIABA), Trusted Choice®, and Keystone Insurers Group. These memberships and affiliations provide us with access to insurance companies, markets and resources that are not available to unaffiliated agencies.

Our Location

Our new, fresh offices are located in Morristown’s most dynamic, thriving and convenient neighborhood.


We want to be the kind of insurance agency that you are proud to partner with. We serve individuals, families, and businesses of all sizes and would be honored to work with you, too.