About Us

Morristown Insurance AgencyStrate Insurance Group is a Trusted Choice® insurance agency in Morristown, Tennessee.

Jack Strate, Tom Strate and Agnes Strate founded Jack Strate Agency, Inc. in 1978. From the beginning, the Jack Strate Agency provided property and casualty and life, health and disability insurance to local families and businesses. Due to natural growth and the acquisition of the George F. Smith Insurance Agency, the agency was re-named Strate Insurance Group, Inc. in 1993. In 2012, Strate Insurance Group acquired the assets of the Morristown and Knoxville offices of Wells Fargo.

Today, Strate Insurance Group offers business and family insurance products, risk management services, claims management services and employee benefits services to families and businesses in Tennessee and surrounding states.

An Independent Advantage

We are Independent Agents in Morristown, Tennessee, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Strate Insurance Group represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.