Category: Life Insurance

Love and Gratitude

This is the time of year to pause and reflect on the things for which we are most thankful. If you made a list today of what you’re thankful for, chances are your family would be at the top of your list. Why are we thankful for our families? The people and traditions that surrounded us as we grew up made us who we are... Read Article

Thinking Long Term

There are two questions people ask themselves when they think about long-term care. First, “Who’s going to take care of me?” The most common care options are family, a home-health nursing service or an assisted living facility. The second question is, “How am I going to pay for it?” The average assisted living facility costs $6,000 a month (that’s $72,000 a year), and the average... Read Article

Finding Success with Succession Planning

If you are a business owner, does succession planning keep you up at night? Whether you’re in a partnership or a family business, succession planning can seem daunting. However, effectively transitioning your business from one owner to the next—whether that transition occurs due to a planned exit or an unexpected or tragic event—is critical. Without a plan in place, your years of hard work could... Read Article

Take Care with Long-Term Care

A version of this article was published in the Morristown Citizen Tribune on August 15, 2018. By: Andy Smith, Financial Services Trusted Advisor Chances are, most of us will need help taking care of ourselves later in life. According to the U.S. Department of Health and Human Services, among 65-year-olds, 70 percent will use some form of long-term care in the years ahead. The cost... Read Article

Give your Family the Gift of “Love Insurance”

A version of this article was published in the Morristown Citizen Tribune on May 16, 2018. By: Andy Smith In May we celebrate our mothers. Mothers can be the family counselor, disciplinarian, or breadwinner—or maybe a combination of all. Throughout life, mothers encourage, teach, and love. Purchasing life insurance can also be an act of love. In fact, many people call life insurance “love insurance” because it’s... Read Article