Protect your small business with a convenient package policy.

Whether you are a contractor, wholesaler, retailer, small office or a manufacturing establishment, you need business insurance protection. And while the risks your business faces are unique, it is likely easier and more cost effective to buy business insurance in a simple, packaged policy designed especially for small businesses.

The business owners policy, or BOP, is a simple insurance program that combines property and liability insurance that meets the insurance needs of small- to medium-sized businesses.

A business owners policy includes:

  • Commercial property coverage for buildings and their contents
  • Business interruption coverage for lost income and operating expenses if you are unable to operate following a disaster
  • Business liability coverage for claims of bodily injury or property damage caused by you or an employee in the course of business operations

Find the right coverage to protect your livelihood.

Eligibility for business owners policies is based on several factors like the size and type of the business and where the business is located.

A BOP may not include all of the types of coverage that your business needs. Separate policies must be purchased for commercial vehicles, workers’ compensation, health insurance and employee benefits, and certain types of liability protection.

Partner with the business insurance experts at Strate Insurance Group.

The business insurance experts at Strate Insurance Group will work closely with you to uncover your unique risks and assess your eligibility for a business owner policy. We will also recommend other risk management strategies and programs to help you avoid catastrophic losses.

Would your business benefit from the convenient, cost-effective coverage available with a business owners policy? Strate Insurance Group can help your small business—and businesses of all sizes—with appropriate, custom business insurance programs. Contact us online or call 423.318.5800 today to learn more.