Liability protection for businesses of any size.

Commercial general liability (CGL) insurance is the starting point for business liability protection. A CGL policy protects your company’s assets and pays for claims that can arise when someone gets injured on your business property, or when property damage or injuries are caused by you or an employee in the course of normal business operations.

Commercial liability insurance pays for attorneys’ fees and any legal judgments against your business. It also provides coverage if someone accuses you of libel, slander, copyright infringement or false advertising.

Strate Insurance Group can find the right CGL coverage to address the risks inherent in the products and services you offer, no matter the size or type of business. CGL insurance covers three types of liability exposures:

  • Bodily injury and property damage claims related to the ownership and maintenance of your business premises, or as a result of operations conducted both at and away from your business premises
  • Bodily injury and property damage that result from faulty products, or in other words, work performed by your business (completed operations)
  • Negligent actions of hired independent contractors or subcontractors

Large businesses can purchase commercial general liability protection as a standalone policy. Small- to medium-sized businesses can purchase general liability insurance as part of a business owners policy (BOP).

Other types of liability exposures—including professional liability, directors’ and officers’ liability, cyber liability, employment practices liability, fiduciary liability and environmental liability—must be covered with additional standalone policies.

Contact Strate Insurance Group for all of your business insurance needs.

In addition to commercial general liability insurance, ask us about commercial umbrella coverage. It provides additional liability protection that can be vital to your survival in the age of million-dollar lawsuits.

At Strate Insurance Group, we specialize in business insurance. We will work closely with you to uncover your risk exposures and find the right solutions to protect your assets from loss. Contact us today to learn more about the commercial general liability insurance products we can provide, as well as all of your business insurance needs.